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ChildWatch eServices

Electronic Payments (ePay)

Accept credit cards and eChecks — integrated directly into ChildWatch at rates designed for childcare.

Why ePay?

Give Parents the Convenience They Expect

ChildWatch ePay® lets you accept credit/debit cards and eChecks — securely and at rates negotiated specifically for the childcare industry. Parents pay from the attendance kiosk on-site or through the parent portal from any device.

Payment methods are managed entirely by the client in the parent portal, so staff never see private account information. Each method is given a nickname and selected quickly at payment time.

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ChildWatch ePayment example
Watch ePay Example

Save Up to $50/mo on Your Plan with ePay

Add ePay and earn a $1 discount per ePayment on your monthly service plan — up to $50/mo. The more parents pay electronically, the more you save. See plan pricing →

Payment options & rates

Two Ways to Accept Payments

All ePay services are fully integrated with your ChildWatch account — transactions post directly to the client ledger.

Credit & Debit Cards

Qualified Cards: 1.99% + $0.19/transaction

Accepts all major credit and debit cards. No swipe reader required.

Accepted credit cards
  • All major credit & debit cards accepted
  • No card swipe reader needed — fully online
  • Instant validation — reduces bad payments
  • Parents pay at kiosk or from parent portal
  • Staff can eDraft outstanding balances

eCheck (ACH)

Only $0.19 per transaction

Checking and savings accounts. The most cost-effective payment option.

eCheck example
  • Accepts checking and savings accounts
  • Parents enter account info once — stored securely
  • One tap to pay at kiosk or from portal
  • Staff can eDraft with permission
  • Just $0.19 per transaction — lowest cost option

The Low Rates Are Real

We negotiated extremely low rates specifically for our customers in the childcare industry. Typical merchant accounts charge $25–$250 to open and $30–$50/month in base fees — whether payments are made or not. With RSI, there is no setup fee and the base rate is under $13/month ($5 + $7.99 PCI compliance fee). A nominal convenience fee paid by parents when making payments helps keep rates this low — a common practice widely accepted by parents.

Get Your Money Faster

The more ways you give parents to pay, the more likely you'll get paid on time. Parents can push payments from the attendance kiosk (on-site) or parent portal (anywhere). With permission, you can also pull payment (eDraft) at a time of your choosing for any outstanding unpaid balances. All transactions post directly to the client ledger in real time.

Ready to start accepting electronic payments?

ePay is available to new and existing ChildWatch customers on eligible service plans.